GAP YEAR INSURANCE

Gap Year Insurance is an absolute must for anyone thinking about heading overseas for a gap year. Most British students take a year out to explore places like Australia, New Zealand and Canada, where reciprocal work agreements exist for residents of the Commonwealth after finishing secondary school.

A gap year is your chance to see the world, perhaps work or volunteer abroad and broaden your horizons. Whilst the majority of people who travel the world do so without a problem, it is good to know you have your Insurance policy to fall back on should you need it. After all, medical expenses can escalate if something serious happens, which can leave an already broke student with mounting debts if they don't have gap year travel insurance.

Gap Year Insurance

The Ideal Gap Year Insurance policy for a year is our Backpacker Travel Insurance Policy. The Backpacker is extremely competitively priced, especially when you utilise our 25% rule, i.e. if you are only spending 25% of your trip in South East Asia for instance, and 75% of your time in Australia, then you can purchase a policy with the Area destination Aus/NZ. Alternatively, if travelling round the world and only spending 25% (or less) of your time in USA/Canada, then you can purchase any of our policies with a Area destination of Worldwide (excluding USA/Canada) taking advantage of the consequent price savings.

As a Gap Year these days can involve travelling anywhere and doing just about anything, our services and products are designed to accommodate your needs:

Travel Periods from 5 days up to 18 months, with the ability to extend whilst abroad for up to a maximum of 24 months – possibly longer with referral to our underwriters.
Changing cover whilst abroad if your travel itinerary changes.
Adding covers whilst abroad if you decide to do new or different activities, acquire new possessions, or
Accessing and updating your policy online.
A return visits endorsement to allow you to come back to the UK or Eire twice, for up to three weeks at a time, without invalidating your cover.
A range of products with different levels of cover to suit everyone’s needs and wallet.
Cover whilst working abroad for almost all work (except working at altitude or with heavy machinery).
An excess waiver option at a great price to reduce all the standard excess levels to zero, so that in the event of a claim, you do not have to bear the initial cost of claim.
Cover for over 60 activities & sports as standard, with the ability to purchase cover for others at additional premium.

Downunder – market-leading experts at providing fantastic Gap Year Travel Insurance.

Online Travel Insurance - Australian Gap Year Travellers

If you are an Australian heading overseas on a gap year or a working holiday click here to get an instant quote and learn about our Aussie policies.

Travel Insurance - New Zealand Gap Year Travellers

If you are a New Zealander heading overseas on a gap year, Big OE or a working holiday, click here to get an instant quote and learn about our NZ policies.